Public programs that may help a homeowner in Delaware County pay for a repair, each with its official page, where you apply. This site does not run any of them.
Programs open and close, and their rules change. The office that runs a program decides who qualifies. This site is not that office and cannot say whether you qualify: ask the program, using the official link given for each one.
Programs for Delaware County
Lead Hazard Control Program (Delaware County)
County program. Run by Delaware County Office of Housing and Community Development, with the Community Action Agency of Delaware County.
Helps remediate lead paint hazards in the home. The work may include window and door replacement, new drywall, and new trim and moldings. All services are free, pending proof of eligibility.
Who it is for: Qualifying low-income homeowners in Delaware County who have a child 5 or under. Residents of Chester City, Haverford Township and Upper Darby Township should ask their local officials instead.
Home repair programs of Habitat for Humanity of Montgomery and Delaware Counties
Nonprofit program. Run by Habitat for Humanity of Montgomery and Delaware Counties (Habitat MontDelco).
Construction-based programs that address health, safety and accessibility concerns in the home, such as roof, plumbing, electrical and HVAC repairs, including the Whole Home Repair program for Delaware County. They are not an emergency or crisis resource and do not cover upgrades or cosmetic improvements.
Who it is for: Income-qualified homeowners in Montgomery and Delaware Counties who live in the home and have owned it for at least a year. Applicants first submit an inquiry; an application is sent when there is funding that matches the home's needs.
A free in-home energy assessment with recommendations to use less energy, free energy-saving lights and, where the home needs them, free carbon monoxide and smoke detectors. Eligible PECO natural gas customers can also get repair and replacement of gas heating and water heating systems.
Who it is for: High-usage PECO customers within the program's household income limit; the page gives the usage each rate must reach. For tenants, PECO needs the landlord's permission for some measures.
Energy-saving improvements at no cost to qualifying UGI customers. After a home energy evaluation, the work may include insulation, air sealing, heating system repairs, a furnace clean, tune and safety inspection, caulking and weather stripping, and carbon monoxide and smoke alarms.
Who it is for: Income-eligible households with an active UGI residential gas heating or electric account, a full year of billing and higher than average usage. Renters need written permission from the landlord.
State program. Run by Pennsylvania Housing Finance Agency (PHFA).
Loans, to be repaid, for specific energy efficiency repairs: air sealing, insulation and ductwork; energy efficient windows and doors; energy efficient heating or cooling system repairs or replacements; and roof replacements.
Who it is for: Homebuyers and homeowners within the program's income limits, which the page lists by household size. Loans are subject to credit approval.
LIHEAP crisis grants (Low-Income Home Energy Assistance Program)
State program. Run by Pennsylvania Department of Human Services, through the County Assistance Offices.
LIHEAP gives cash grants to help pay heating bills. Its crisis benefits are for a heating emergency, such as broken heating equipment or leaking lines that must be fixed or replaced, or a lack of fuel.
Who it is for: Renters and homeowners who meet income requirements set by household size. You do not need to be on another public assistance program or have unpaid heating bills to qualify.
State program. Run by Pennsylvania Infrastructure Investment Authority (PENNVEST), with the Pennsylvania Housing Finance Agency and the Department of Environmental Protection.
Loans, secured by a mortgage on the home, for homeowners who need to repair or replace their on-lot septic system or make a first-time connection to a public sewer from an existing home.
Who it is for: Pennsylvania residents improving their primary residence. There are no restrictions on household income; borrowers are checked for their ability to repay the loan.
Single Family Housing Repair Loans and Grants (Section 504 Home Repair)
Federal program. Run by U.S. Department of Agriculture, Rural Development.
Loans to low and very-low-income homeowners to repair, improve or modernize their homes, and grants to elderly very-low-income homeowners to remove health and safety hazards.
Who it is for: Homeowners who occupy the house, cannot get affordable credit elsewhere and are within the income limit for their county; grants are for homeowners aged 62 or older. Only in areas USDA counts as rural: its Eligibility Site checks an address.
State program. Run by Pennsylvania Department of Community and Economic Development (DCED), through a local weatherization agency in each county.
Makes homes more energy efficient. After an energy audit of the home, the work can include air sealing, insulation, changing or replacing the heating system for efficiency or safety, and minor repairs or health and safety measures needed for the weatherization work.
Who it is for: Low-income individuals, with priority given to higher risk residents such as the elderly, disabled individuals, families with children and high energy users.